DPA · Credit
What Credit Score Do You Need to Buy a Home in Florida?
640 comes up constantly in DPA conversations, but the full picture is more nuanced. Depending on the program and lender, your options shift considerably between 620 and 680. Here's what actually matters.
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DPA · Programs
DPA vs Traditional Loan: Which Is Better for You in Palm Beach County?
Down payment assistance isn't a loan — but it's also not magic. Understanding how DPA layers on top of a conventional or FHA loan can save you thousands and simplify your path to closing.
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Market · Areas
The 5 Most Affordable Areas for First-Time Buyers in Palm Beach County (2026)
Boynton Beach, West Palm Beach, and three other pockets where first-time buyers are closing deals — and where DPA programs are most likely to cover your full down payment.
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